Service · Updated August 26, 2026
Card payment reconciliation, every night
Your ERP says you got paid, the card processor says it paid out, and the bank says it deposited. Those three sources should agree, and they almost never do. Matching them by hand doesn't scale, and comparing daily totals hides exactly what you need to find.
What we match
What your ERP says you collected, what the card processor says it paid out to you, and what the bank says it deposited. Three sources that should agree, and almost never do.
What turns up when it doesn't tie out
- Payments your ERP recorded that the processor never paid out.
- Fees and withholdings that don't match the rates you agreed to.
- Duplicate transactions from downloading the same period twice.
- Bank deposits with no settlement to explain them.
The check runs on its own every night. It's not a month-end close someone has to remember to do: when something doesn't tie out, you find out the next day, not three months later.
How we know the match means something
Every run also matches the transactions shifted by twenty-one days, and stores that result next to the real one. That's the chance floor: how much would have matched by coincidence. If the real match rate doesn't clearly beat that baseline, the number doesn't get published.
It's a safeguard nobody sees and nobody asks for, and it's the difference between a percentage that means something and one that just sounds good.
Use case: why card payment reconciliation almost never ties out
Do you know how much of what you charged actually reached your bank?
On a 20-minute call we look at which card processors you work with, what files they give you, and what can be matched against the data you already have. Free, and no sales pitch.
The measured results of this work, from a real client in production, are on the home page.